Privacy Policy

At Amortix, we are committed to being transparent about the data we collect. Our platform is designed to provide actionable loan strategy insights while respecting your privacy.

• Account Information: When you register on Amortix, we collect your name, email address, and authentication credentials through our auth providers.
• Financial Information: To calculate debt reduction strategies, you input specific loan details such as total debt amount, interest rate, term length, and extra monthly payments.
• Usage and Device Information: We collect technical data, including IP address, browser type, operating system, and usage statistics, to help improve the performance and security of our platform.

We process your data for the following legitimate business purposes:

• To provide and maintain the Amortix dashboard, including tracking your loans and visualizing amortization tables.
• To calculate and present custom payoff strategies, such as Avalanche or Snowball techniques.
• To provide customer support and troubleshoot account-related issues.
• To improve our analytics, optimize design patterns, and harden site security.

We understand that financial details are highly sensitive. We implement enterprise-grade security measures to keep your data safe:

• Encryption: All information is transmitted over secure channels (HTTPS) and encrypted at rest using industry-standard protocols.
• Access Controls: We restrict internal access to your personal data to only those employees or partners who require it to provide the service.
• Retention: We retain your data as long as your account remains active. You can completely delete your account and associated loan details at any time directly through the dashboard settings.

4. Sharing Your Information

Amortix does not sell, trade, or rent your personal data to third parties. We only share information with reputable service providers to the extent necessary to support our operations (e.g., our primary cloud hosting, authentication providers, and error trackers), or if required by law to comply with valid legal processes.

5. Your Rights and Choices

As an Amortix user, you have full ownership over your data:

• Access & Export: You can review and export your inputted loan profiles.
• Correction: You can edit any loan metrics immediately within your loan settings view.
• Deletion: You have the right to request deletion of all data we hold about you.