3 strategies · 12-month projections · AI advisor
A sharper way
to manage debt.
Amortix gives you a clean debt workspace: compare repayment strategies, model EMI pressure, and ask an AI advisor what to do next.
Trusted by borrowers tracking ₹85.3L+ in active loans.
A calmer, cleaner debt workflow that feels precise instead of noisy.
Live snapshot
Your debt command center
₹18.2L
Projected savings across all loans
Avalanche
Highest interest-first payoff plan
Monthly EMI
₹42,650
Debt count
04
AI ready
24/7
Sample portfolio results
What disciplined repayment looks like
- ₹0L
Interest saved
In a sample 4-loan portfolio with disciplined monthly extra payment.
- 0 mo
Time reduced
Median payoff acceleration when extra cash is prioritized by strategy.
- 0%
Interest share drop
Potential reduction in total interest vs minimum-only repayment.
Sample portfolio assumptions: 4 mixed-rate loans, stable monthly payments, no penalties, no rate shocks.
What you get
Everything needed for a cleaner debt experience.
Clear loan visibility
See balances, rates, and monthly load in one calm dashboard instead of scattered spreadsheets.
Home loan34%Education61%Personal loan18%Strategy comparison
Avalanche, Snowball, and Hybrid payoff plans ranked by cost and time saved.
Personal AI advisor
Ask questions about extra payments, payoff timing, and balance reduction in plain language.
Export-ready reports
Turn amortization schedules into CSV or PDF summaries without reformatting the data.
Safer planning
Track affordability, emergency coverage, and EMI pressure before you commit to new debt.
How it works
Three steps from chaos to control.
- 01
Add your loans
Enter principal, rate, tenure, and EMI once. Amortix keeps the details organized.
Your full debt portfolio in one place - 02
Compare the math
See which payoff strategy saves the most interest and which one clears debt fastest.
Pick the right strategy in minutes - 03
Act with confidence
Use the AI advisor, reminders, and exports to stay on track without second-guessing.
Stay on track every month
Built to be trusted
Built to be trusted with serious financial decisions.
Every number Amortix shows you is calculated from the debt details you enter. No bank connection, no third-party sharing, and no surprises.
No bank connection needed
Your data stays on-device
All calculations are auditable
Available on Android
Manage your loans,
anywhere you go.
The Amortix mobile app puts your full debt dashboard in your pocket. Track EMIs, get AI insights, and view your payoff trajectory — all offline-ready.
Android only · Free to download · No Play Store required